4way.digital
Finance · 14-day trial + Pro

Money,
on a rhythm.

Envelope budgeting with monthly rollovers, clean categories, and no bank scraping. For people who've tried every finance app and given up. 14-day free trial.

App Store — coming soon Google Play — coming soon
◉ Features

What's in Budgeting.

01 · Envelopes

Categories as envelopes, not arbitrary buckets

Allocate your income across envelopes. Spend from envelopes. See what's left. The system your grandmother used, digital.

02 · Rollover

Unspent money rolls over

Didn't spend the full grocery envelope this month? It rolls into next month automatically. Over-spent? The overage comes out of next month. Honest math.

03 · Privacy

No bank scraping, no data selling

You enter transactions manually or via quick-add. We never ask for your bank credentials. We never see or sell your financial data.

04 · Reports

Monthly rhythm, not dashboard overload

A clean monthly review. Yearly breakdown. Savings-rate tracking. That's it. No 40-widget dashboards.

◉ Pricing

14 days free. Then subscribe.

Trial
$0for 14 days
  • 14-day free trial with full Pro access
  • After trial: read-only access to existing data
Start 14-day trial
Pro
Recommended
$TBD/ month
  • Unlimited envelopes and categories
  • Multi-account support (checking, savings, cash)
  • Shared budget for couples
  • Yearly reports and savings-rate tracking
  • CSV and JSON export
  • Cross-device sync (optional, encrypted)
  • Priority support
Subscribe after trial

Subscriptions are billed on the web through Paddle (our payment processor). Your Pro access syncs automatically to iOS and Android when you sign in with the same account. Cancel anytime from account settings.

Questions about Budgeting?

Read the support page or reach us directly.